Buying last year's model often pays off when you're shopping for a new car. It can also save you big bucks when you're looking for a new smartphone.
Indeed, Samsung's Galaxy line provides a good example. The company released its new Galaxy S5 on Friday on all four major wireless networks.
But despite a couple of much-talked-about new features, most experts agree that the technical differences between the S5 and the S4 are minor.
Instead, the biggest difference is the price tag. The older S4 is at least $100 less expensive than the brand-new S5.
So what's a prospective smartphone buyer to do? I answer that very question in this edition of Ask Maggie.
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